University at Albany

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UALBANY STUDENT HEALTH INSURANCE POLICY

  • Full time undergraduate students (enrolled in 12 or more credits) are required to carry health insurance.
  • If a student has health insurance with an outside carrier they can “waive-out” of UAlbany’s Student Health Insurance Plan (SHIP) through United HealthCare by providing the requested information below.
  • Full time students that do not waive out of UAlbany’s Student Health Insurance Plan (SHIP) by the deadline will be enrolled in the plan and responsible for the full year insurance premium.
  • The UAlbany SHIP through United HealthCare is a comprehensive Affordable Care Act (ACA) compliant health insurance plan which covers medical care throughout the US and, like most policies, is most cost effective when In-network medical providers and pharmacies are utilized.


The waiver period for your school has not started or it has already ended. Please contact your school for more information.